Property photos
Leasehold
£101,500
2 bed flat for sale
Norman Lane, Ebbsfleet Valley, Swanscombe DA102 beds
1 bath
1 reception
Local area information
Property location
Nearby amenities
- Cherry Orchard Primary Academy 0.3 miles
- The Ebbsfleet Academy 0.4 miles
- Ebbsfleet International 0.6 miles
- Swanscombe 0.9 miles
These distances are calculated in a straight line. The actual route and distance may vary.
Read our area guide for Swanscombe to find out more about the local area.
Features and description
- Leasehold
- Guideline Minimum Deposit £10,150
- Guide Min Income - Dual £41.6k Single £47.9k
- First Floor (building has a lift)
- Approx. 797 Sqft Gross Internal Area
- Semi-Open-Plan Kitchen/Reception Room
- Very Good Energy-Efficiency Rating
- Balcony
- Parking Space (+ Shared Visitor Parking)
Shared ownership (Advertised price represents 35% share. Full market value £290,000). This immaculately-presented flat is on the first floor and has a spacious reception room which provides access to the balcony. The naturally-lit kitchen is semi open plan and features integrated appliances. There is a main bedroom with fitted wardrobe plus a second, comfortable, double bedroom, a stylish bathroom and a pair of storage/utility cupboards in the hallway. Well insulated walls, high performance glazing and gas central heating make for a very good energy-efficiency rating. The flat comes with use of a parking space and there are also shared visitor spaces for occasional use. Alternatively the Swanscombe and Ebbsfleet railway stations can both be reached on foot or by brief cycle ride. Nearby Cherry Orchard Primary School is Ofsted-rated 'Outstanding'.
Interested parties are required to complete the shared ownership common application form [here; ]
(Please note the minimum income and deposit requirements for eligibility. You do not need to request a viewing separately once you have completed the application form.)
Housing Association: Clarion.
Tenure: Leasehold (125 years from 01/04/2020).
Minimum Share: 35% (£101,500). The housing association will expect that you will purchase the largest share affordable.
Shared Ownership Rent: £500.91 per month (subject to annual review).
Service Charge: £268.13 per month (subject to annual review).
Ground Rent: £150.00 for the year.
Guideline Minimum Income: Dual - £41,600 Single - £47,900 (based on minimum share and 10% deposit).
Council Tax: Band D, Dartford Borough Council. Priority is given to applicants living and/or working in this local authority.
This property is offered for sale in the condition seen. The housing association does not warrant to carry out any remedial or redecoration work of a cosmetic nature unless specifically advised in writing. As a general rule, fitted domestic appliances are included in the sale; non-fitted appliances are not. If you require confirmation, you must request this in writing from Urban Moves. The information in this document supersedes any information given verbally either in person or by telephone. Pets not permitted (except assistance animals).
What is shared ownership ?
Shared Ownership is a housing scheme designed to help homebuyers who are unable to afford the cost of buying a property outright on the open market. Properties may be sold off-plan or new build direct from housing associations, or pre-owned from existing shared owners. The rules and terms of the scheme are set by the Greater London Authority (gla) in London and Homes England outside of London.
Is shared ownership for you ?
The gla and Homes England set the eligibility criteria for Shared Ownership, but broadly speaking you must:
1. Not own another property in the UK or any other country.
2. Have a household income that falls below £90,000 (£80,000 threshold outside the M25). Every property will have a minimum income level too, determined by its’ value, rent and service charge costs. In most cases you will need to meet or exceed the given minimum income.
3. Have access to a minimum deposit of 10% of the share being purchased (a minimum deposit of 5% of the share being purchased may be acceptable depending on individual financial status).
4. Be in full time permanent employment.
5. Be a British, EU or eea Citizen or have indefinite leave to remain in the UK.
6. Have a good credit history.
First Floor
Entrance Hallway
Reception Room
18' 7" x 13' 0" (5.66m x 3.96m)
Kitchen
13' 9" x 7' 0" (4.19m x 2.13m)
Balcony
12' 6" x 5' 3" (3.81m x 1.60m)
Bedroom 1
14' 3" x 10' 8" (4.34m x 3.25m)
Bedroom 2
13' 9" x 9' 1" (4.19m x 2.77m)
Bathroom
Interested parties are required to complete the shared ownership common application form [here; ]
(Please note the minimum income and deposit requirements for eligibility. You do not need to request a viewing separately once you have completed the application form.)
Housing Association: Clarion.
Tenure: Leasehold (125 years from 01/04/2020).
Minimum Share: 35% (£101,500). The housing association will expect that you will purchase the largest share affordable.
Shared Ownership Rent: £500.91 per month (subject to annual review).
Service Charge: £268.13 per month (subject to annual review).
Ground Rent: £150.00 for the year.
Guideline Minimum Income: Dual - £41,600 Single - £47,900 (based on minimum share and 10% deposit).
Council Tax: Band D, Dartford Borough Council. Priority is given to applicants living and/or working in this local authority.
This property is offered for sale in the condition seen. The housing association does not warrant to carry out any remedial or redecoration work of a cosmetic nature unless specifically advised in writing. As a general rule, fitted domestic appliances are included in the sale; non-fitted appliances are not. If you require confirmation, you must request this in writing from Urban Moves. The information in this document supersedes any information given verbally either in person or by telephone. Pets not permitted (except assistance animals).
What is shared ownership ?
Shared Ownership is a housing scheme designed to help homebuyers who are unable to afford the cost of buying a property outright on the open market. Properties may be sold off-plan or new build direct from housing associations, or pre-owned from existing shared owners. The rules and terms of the scheme are set by the Greater London Authority (gla) in London and Homes England outside of London.
Is shared ownership for you ?
The gla and Homes England set the eligibility criteria for Shared Ownership, but broadly speaking you must:
1. Not own another property in the UK or any other country.
2. Have a household income that falls below £90,000 (£80,000 threshold outside the M25). Every property will have a minimum income level too, determined by its’ value, rent and service charge costs. In most cases you will need to meet or exceed the given minimum income.
3. Have access to a minimum deposit of 10% of the share being purchased (a minimum deposit of 5% of the share being purchased may be acceptable depending on individual financial status).
4. Be in full time permanent employment.
5. Be a British, EU or eea Citizen or have indefinite leave to remain in the UK.
6. Have a good credit history.
First Floor
Entrance Hallway
Reception Room
18' 7" x 13' 0" (5.66m x 3.96m)
Kitchen
13' 9" x 7' 0" (4.19m x 2.13m)
Balcony
12' 6" x 5' 3" (3.81m x 1.60m)
Bedroom 1
14' 3" x 10' 8" (4.34m x 3.25m)
Bedroom 2
13' 9" x 9' 1" (4.19m x 2.77m)
Bathroom
Floor plans and tours
Floor plans (1)
Tours
No virtual tour available
More information
Listed by
Urban Moves
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Property descriptions and related information displayed on this page are marketing materials provided by - Urban Moves. Zoopla does not warrant or accept any responsibility for the accuracy or completeness of the property descriptions or related information provided here and they do not constitute property particulars. Please contact Urban Moves for full details and further information.